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PLEASE REMEMBER THAT A CREDIT CARD SHOULD BE USED TO MAKE YOUR SHOPPING AND PAYMENT NEEDS EASIER IT IS A FACILITY AND NOT A MEANS OF BORROWING MONEY. WE STRONGLY ADVISE OUR CLIENTS AND USERS OF CREDIT CARDS TO MAKE THEIR PAYMENTS IN FULL AS SOON AS THEY RECEIVE THEIR STATEMENTS IN ORDER TO AVOID PAYING INTEREST.


 


Bank of Whittier, C.A. Member FDIC . Equal Housing Lender
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Exceptions. We may let you withdraw money from your Account before the Maturity Date
without an early withdraw penalty: (1) when one or more of you dies or is determined legally
incompetent by a court or other administrative body of competent jurisdiction; or (2) when
the Account is an Individual Retirement Account (IRA) established in accordance with 26
USC 408 and the money is paid within seven (7) days after the Account is opened; or (3)
when the Account is a Keogh Plan (Keogh), if you forfeit at least the income earned on the
withdrawn funds; or (4) if the Account is an IRA or a Keogh Plan established pursuant to 26
USC 408 or 26 USC 401, when you reach age 59 1/2 or become disabled; of (5) within an
applicable grace period of 10 days after the Maturity Date.