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Personal Checking Account - No-Income Bearing   Lifeline Checking Account - No-Income Bearing
Designed for personal use with unlimited check writing. A service charge will be imposed during the statement cycle when the monthly average available balance falls below the minimum.
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  Designed for Individuals to Pay Their Monthly Bills From Electronically Deposited Retirement, Social Security or other Forms of Monthly Credits.
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Personal Checking - Income Generating   55+ Checking - Income Generating
Designed for individuals keeping higher daily available balances during the statement cycle and seeking higher income rates on tiered balances.
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  Designed for individuals age 55 and older. This account includes free ATM transactions (except usage fee charged by institution owning the ATM or POS operator), a free 5" x 5" safe deposit box, free travelers checks, free bank logo checks.
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Personal Money Market Limited Checking    
Designed for Higher Daily Available Balances, with Higher Rates on Tiered Balances. Used for Reserve Funds to Cover Unusual Cash Needs. This Account Offers Unlimited Transfers & Withdrawals If Made In Person, Mail, Messenger, or ATM.
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Bank of Whittier, C.A. Member FDIC . Equal Housing Lender
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Exceptions. We may let you withdraw money from your Account before the Maturity Date
without an early withdraw penalty: (1) when one or more of you dies or is determined legally
incompetent by a court or other administrative body of competent jurisdiction; or (2) when
the Account is an Individual Retirement Account (IRA) established in accordance with 26
USC 408 and the money is paid within seven (7) days after the Account is opened; or (3)
when the Account is a Keogh Plan (Keogh), if you forfeit at least the income earned on the
withdrawn funds; or (4) if the Account is an IRA or a Keogh Plan established pursuant to 26
USC 408 or 26 USC 401, when you reach age 59 1/2 or become disabled; of (5) within an
applicable grace period of 10 days after the Maturity Date.